With all that’s going on these days there are alot of people asking, “how do I get out of debt”?.   I’ll share how I have answered this question.

It turns out I made a wise decision in July 2007. Back then, I had a mortgage balance of $285,000. I also had an interest only loan which I never paid any towards the principle.  Even with that, I was feeling pretty good. My house was worth about $360K and like many of us, I just kept hoping for the home values to increase.

Well, we all know how things went after that. Home values went down and now if you say “borrow” it’s a dirty word. Now, I said I made a good decision over a year ago. I started using the Money Merge Account™ program developed by United First Financial to help me payoff my mortgage. Today, my mortgage balance is exactly $207,995.56.

If you’re wondering what kind of sacrifice I had to make to do this. Don’t. I haven’t had to make one. In fact, since starting the program, I have gotten married, went on honeymoon in Cancun and purchased a new car. With all of these recent events, I am still on track to own my house free and clear by December of 2012.

If this has done this for me what could the program do for you?  Take a few minutes to look it over.  You won’t regret it.