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	<title>Anthony M Gray &#187; Mortgage</title>
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	<link>http://www.anthonymgray.com</link>
	<description>Making your financial dreams come true</description>
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		<title>Opportunity Knocks For You</title>
		<link>http://www.anthonymgray.com/2009/01/opportunity-knocks-for-you/</link>
		<comments>http://www.anthonymgray.com/2009/01/opportunity-knocks-for-you/#comments</comments>
		<pubDate>Thu, 08 Jan 2009 01:40:17 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[debt freedom]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[opportunity knocks]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[uFirst]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=154</guid>
		<description><![CDATA[Become an Agent with United First Financial® and you will be part of an exciting team of independent agents across the United States and Canada . People from all backgrounds are joining in to set everyone on a path to financial freedom. Professionals in the mortgage and real estate industry as well as financial planners [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2009%2F01%2Fopportunity-knocks-for-you%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2009%2F01%2Fopportunity-knocks-for-you%2F" height="61" width="51" /></a></div><p class="MsoNormal style16"><a href="http://www.debtgone4ever.com/agent.html" target="_blank">Become     an Agent</a> with United     First Financial® and you will be part of an exciting team of     independent agents across the   United States     and        Canada        .<span> People from all backgrounds are joining in to set everyone on a path to financial freedom. P</span>rofessionals in the mortgage and real     estate industry as well as financial planners are utilizing the <a href="http://www.debtgone4ever.com/mma.html" target="_blank">Money     Merge     Account®</a> system to supercharge their current business.<span> </span>For     mortgage brokers, it offers a unique opportunity to return to past     clients who may now have mortgages ready to     adjust.<span> </span>By combining Money Merge     Account     system with your best loan offers or other financial services, you can     now offer your     customers additional financial management tools, education and     mortgage interest savings that     will     set your business ahead of your competition.</p>
<p class="MsoNormal style16">At the     same time that you are     helping your clients financially, you will be paid a generous     commission from     <a href="http://www.debtgone4ever.com" target="_blank">United First Financial.</a><span> </span>This could be a great     supplement     to your current income, or as some UFirst agents have achieved, an     excellent     income surpassing even their present primary income.</p>
<p class="MsoNormal style16">If you     would like to inquire more     about the possibility of becoming a UFirst agent, please fill out the     form</p>
<p class="MsoNormal style16" style="text-align: center;"><a href="http://www.debtgone4ever.com/agent.html" target="_blank">Agent Opportunity</a></p>
<p class="MsoNormal style16">and one of our representatives will contact you.</p>
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		<item>
		<title>A Call to Action</title>
		<link>http://www.anthonymgray.com/2008/12/a-call-to-action/</link>
		<comments>http://www.anthonymgray.com/2008/12/a-call-to-action/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 19:41:55 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=135</guid>
		<description><![CDATA[Isn&#8217;t it is each person&#8217;s own responsibility to take care of their own finances.  There are many people in the United States that don&#8217;t have a plan to 1) get out of debt and 2) stay out.  What if these bailouts take years to turn things around? Or worse, they don&#8217;t work at all. If [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F12%2Fa-call-to-action%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F12%2Fa-call-to-action%2F" height="61" width="51" /></a></div><p>Isn&#8217;t it is each person&#8217;s own responsibility to take care of their own finances.  There are many people in the United States that don&#8217;t have a plan to 1) get out of debt and 2) stay out.  What if these bailouts take years to turn things around? Or worse, they don&#8217;t work at all. If you did not have a mortgage or debt, wouldn&#8217;t you be better off? Wouldn&#8217;t you have more options at your disposal to weather the storm?</p>
<p><a href="http://www.debtgone4ever.com/">United First Financial</a> is helping people get out of debt with the <a href="http://www.debtgone4ever.com/mma.html">Money Merge Account</a>.  Isn&#8217;t it time that you have your money work for you and not just for the bank?</p>
<p class="MsoNormal" align="left"><span style="font-size: small; font-family: Verdana;"><em><span style="font-family: verdana;">“You should go as far as to pay off your mortgage debt even before you contribute past the match on your 401(k).”</span></em></span></p>
<p class="MsoNormal" align="left"><span style="font-size: small; font-family: Verdana;"><em><span style="font-family: verdana;"><span> </span>-Suzy Orman</span></em></span></p>
<p class="MsoNormal" align="left"><span style="font-size: small; font-family: Verdana;"><em><span style="font-family: verdana;">“The poor and the middle-class work hard for their money.<span> </span>The rich have their money work hard for them.”</span></em></span></p>
<p class="MsoNormal" align="left"><span style="font-size: small; font-family: Verdana;"><em><span style="font-family: verdana;"><span> </span>-Robert Kyiasaki</span></em></span></p>
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		</item>
		<item>
		<title>Breaking Free From My Mortgage</title>
		<link>http://www.anthonymgray.com/2008/12/my-story/</link>
		<comments>http://www.anthonymgray.com/2008/12/my-story/#comments</comments>
		<pubDate>Sat, 06 Dec 2008 16:01:03 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[payoff]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=118</guid>
		<description><![CDATA[With all that&#8217;s going on these days there are alot of people asking, &#8220;how do I get out of debt&#8221;?.   I&#8217;ll share how I have answered this question. It turns out I made a wise decision in July 2007. Back then, I had a mortgage balance of $285,000. I also had an interest only loan [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F12%2Fmy-story%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F12%2Fmy-story%2F" height="61" width="51" /></a></div><p>With all that&#8217;s going on these days there are alot of people asking, &#8220;how do I get out of debt&#8221;?.   I&#8217;ll share how I have answered this question.</p>
<p>It turns out I made a wise decision in July 2007. Back then, I had a mortgage balance of $285,000. I also had an interest only loan which I never paid any towards the principle.  Even with that, I was feeling pretty good. My house was worth about $360K and like many of us, I just kept hoping for the home values to increase.</p>
<p>Well, we all know how things went after that. Home values went down and now if you say &#8220;borrow&#8221; it&#8217;s a dirty word. Now, I said I made a good decision over a year ago. I started using the <a href="http://debtgone4ever.com/mma.html" target="_self">Money Merge Account™</a> program developed by <a href="http://debtgone4ever.com" target="_self">United First Financial</a> to help me payoff my mortgage. Today, my mortgage balance is exactly $207,995.56.</p>
<p>If you&#8217;re wondering what kind of sacrifice I had to make to do this. Don&#8217;t. I haven&#8217;t had to make one. In fact, since starting the program, I have gotten married, went on honeymoon in Cancun and purchased a new car. With all of these recent events, I am still on track to own my house free and clear by December of 2012.</p>
<p>If this has done this for me what could the program do for you?  Take a few minutes to look it over.  You won&#8217;t regret it.</p>
]]></content:encoded>
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		<item>
		<title>Foreclosures Hurting Home Values</title>
		<link>http://www.anthonymgray.com/2008/09/foreclosures-hurting-home-values/</link>
		<comments>http://www.anthonymgray.com/2008/09/foreclosures-hurting-home-values/#comments</comments>
		<pubDate>Tue, 02 Sep 2008 19:47:33 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[home value]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://anthonymgray.com/?p=37</guid>
		<description><![CDATA[These 23 cities are feeling the foreclosure bite. Milwaukee, WI; Philadelphia, PA; Atlanta, GA; Seattle, WA; New York, NY; Cleveland, OH; Denver, CO; Chicago, IL; Minneapolis, MN; Jacksonville, FL; Boston, MA; St. Louis, MO; Detroit, MI; Washington, DC; San Jose, CA; Tampa, FL; Miami, FL; San Francisco, CA; San Diego, CA; Los Angeles, CA; Phoenix, [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F09%2Fforeclosures-hurting-home-values%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F09%2Fforeclosures-hurting-home-values%2F" height="61" width="51" /></a></div><p>These 23 cities are feeling the foreclosure bite.</p>
<p>Milwaukee, WI; Philadelphia, PA; Atlanta, GA; Seattle, WA; New York, NY; Cleveland, OH; Denver, CO; Chicago, IL; Minneapolis, MN; Jacksonville, FL; Boston, MA; St. Louis, MO; Detroit, MI; Washington, DC; San Jose, CA; Tampa, FL; Miami, FL; San Francisco, CA; San Diego, CA; Los Angeles, CA; Phoenix, AZ; Sacramento, CA; Las Vegas, NV</p>
<p>Read this <a rel="nofollow" href="http://www.bloomberg.com/" target="_blank">Bloomberg.com</a> article</p>
<p><a rel="nofollow" href="http://www.bloomberg.com/apps/news?pid=20601206&amp;sid=axB_ZuJUSSw4&amp;refer=realestate" target="_blank">Home Values Fell in 23 Cities on Foreclosures, Radar Logic Says</a></p>
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		<item>
		<title>On The Road To Mortgage Elimination</title>
		<link>http://www.anthonymgray.com/2007/07/on-the-road-to-mortgage-elimination/</link>
		<comments>http://www.anthonymgray.com/2007/07/on-the-road-to-mortgage-elimination/#comments</comments>
		<pubDate>Fri, 27 Jul 2007 22:50:26 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt elimination]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage accelerator]]></category>
		<category><![CDATA[u1st]]></category>
		<category><![CDATA[uFirst]]></category>

		<guid isPermaLink="false">http://anthonymgray.com/?p=4</guid>
		<description><![CDATA[United First Financial™ Through an innovative program called the Money Merge Account™, homeowners across the nation pay off their existing mortgage is as little as 1/3 to 1/2 the time. No need to refinancing your current mortgage No out-of-pocket money necessary Requires little to no change in your lifestyle Not a Bi-Weekly Payment Program Not [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2007%2F07%2Fon-the-road-to-mortgage-elimination%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2007%2F07%2Fon-the-road-to-mortgage-elimination%2F" height="61" width="51" /></a></div><h3 class="post-title entry-title"><a title="United First Financial" href="http://www.u1stfinancial.net/amgray" target="_blank">United First Financial™</a></h3>
<p><a href="http://www.u1stfinancial.net/amgray" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 172px; height: 69px;" src="http://www.u1stfinancial.com/Portals/2/ufirst_logo.gif" border="0" alt="" /></a></p>
<p class="MsoNormal" style="margin: 0pt;"><span><span>Through an innovative program called the <strong>Money Merge  Account™,</strong> homeowners across the nation pay off their  existing </span></span><span><span>mortgage is as little as 1/3 </span></span></p>
<p class="MsoNormal" style="margin: 0pt;"><span><span>to  1/2 the time.</span></span></p>
<p class="MsoNormal" style="margin: 0pt;">
<p class="MsoNormal" style="margin: 0pt;">
<p class="MsoNormal" style="margin: 0pt;">
<ul style="font-family: verdana;">
<li><span id="ctl00_ContentPlaceHolder1_LongDescLabel" class="bodyText" style="font-size: 100%;">
<p class="MsoNormal" style="margin: 0pt;"><span><span>No need to refinancing your current mortgage<br />
</span></span></p>
<p></span></li>
<li><span id="ctl00_ContentPlaceHolder1_LongDescLabel" class="bodyText" style="font-size: 100%;">
<p class="MsoNormal" style="margin: 0pt;"><span><span>No out-of-pocket money necessary</span></span></p>
<p></span></li>
<li><span id="ctl00_ContentPlaceHolder1_LongDescLabel" class="bodyText" style="font-size: 100%;">
<p class="MsoNormal" style="margin: 0pt;"><span><span>Requires little to no change in your lifestyle</span></span></p>
<p></span></li>
<li><span id="ctl00_ContentPlaceHolder1_LongDescLabel" class="bodyText" style="font-size: 100%;"> <span> <span>
<p class="MsoNormal" style="margin: 0pt;"><span>Not a Bi-Weekly Payment  Program</span></p>
<p></span></span></span></li>
<li><span id="ctl00_ContentPlaceHolder1_LongDescLabel" class="bodyText" style="font-size: 100%;"><span><span>
<p class="MsoNormal" style="margin: 0pt;"><span>Not a Debt Reduction Program</span></p>
<p></span></span></span></li>
<li><span id="ctl00_ContentPlaceHolder1_LongDescLabel" class="bodyText" style="font-size: 100%;"><span><span>
<p class="MsoNormal" style="margin: 0pt;"><span>Not a Debt Roll-down  Program</span></p>
<p></span> </span></span></li>
</ul>
<p style="font-family: verdana;"><span style="font-size: 100%;">United First Financial, its software agents and subsidiaries provide Internet web based software and support services. United First Financial does not provide accounting, tax, legal, real-estate, mortgage or investment advice. Interested parties should seek and consult with persons or entities licensed and qualified in those areas for advice relating to those matters. United First Financial is not liable or responsible for claims or representations made by any party which is not included in the Money Merge Account Limited Guarantee.</span></p>
<p style="font-family: verdana;"><span style="font-size: 100%;">Results will vary and are determined by individual financial situations. The information contained herein does not consistute an offer or a solicaitation to lend or extend credit. Contact your United First Financial independent software agent for further details.</span></p>
<p style="font-family: verdana;"><span style="font-size: 100%;">Provided by an Independent Software Agent of United First Financial<br />
UFF# 864570</span></p>
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