<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Anthony M Gray &#187; United First Financial</title>
	<atom:link href="http://www.anthonymgray.com/category/united-first-financial/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.anthonymgray.com</link>
	<description>Making your financial dreams come true</description>
	<lastBuildDate>Wed, 17 Feb 2010 04:41:09 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Announcing: Business Opportunity</title>
		<link>http://www.anthonymgray.com/2010/02/ufirst-business-opportunity/</link>
		<comments>http://www.anthonymgray.com/2010/02/ufirst-business-opportunity/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 04:36:57 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[opportunity]]></category>
		<category><![CDATA[uFirst]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=382</guid>
		<description><![CDATA[Would it be worth 30 to 40 minutes of your time to hear about a phenomenal opportunity to earn unlimited income and improve people&#8217;s lives?
Let us take you through an exciting webinar sharing the UFirst™ opportunity
Agenda

Live Testimonials
Brief Overview of the Incredible Product We Offer
Great Income Potential—Part-Time and Full-Time
Call to Action!


Whatever it takes, get on this [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2010%2F02%2Fufirst-business-opportunity%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2010%2F02%2Fufirst-business-opportunity%2F" height="61" width="51" /></a></div><h3 style="text-align: left;">Would it be worth 30 to 40 minutes of your time to hear about a phenomenal opportunity to earn unlimited income and improve people&#8217;s lives?</h3>
<p style="text-align: left;">Let us take you through an exciting webinar sharing the UFirst™ opportunity</p>
<p style="text-align: left;"><strong>Agenda</strong></p>
<ul style="text-align: left;">
<li>Live Testimonials</li>
<li>Brief Overview of the Incredible Product We Offer</li>
<li>Great Income Potential—Part-Time and Full-Time</li>
<li style="text-align: left;">Call to Action!</li>
</ul>
<p style="text-align: center;">
<p style="text-align: center;"><strong>Whatever it takes, get on this call. Be part of this new movement.</strong></p>
<p style="text-align: center;">&nbsp;<br/></p>
<h3 style="text-align: center;">Register Now</h3>
<p style="text-align: center;">
<p style="text-align: center;"><strong>Thursday, February 18, 2010 9PM EST, 6PM PST</strong></p>
<p style="text-align: center;">Register Here: <a title="Register" href="https://www1.gotomeeting.com/register/536434864" target="_blank">https://www1.gotomeeting.com/register/536434864</a></p>
<p style="text-align: center;">
<p style="text-align: center;"><strong>Saturday, February 20, 2010 9PM EST, 6PM PST</strong></p>
<p style="text-align: center;">Register Here: <a title="Register" href="https://www1.gotomeeting.com/register/319502889" target="_blank">https://www1.gotomeeting.com/register/319502889</a></p>
<p style="text-align: left;">
]]></content:encoded>
			<wfw:commentRss>http://www.anthonymgray.com/2010/02/ufirst-business-opportunity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>United First Financial on Opportunity Tour Across America</title>
		<link>http://www.anthonymgray.com/2009/03/united-first-financial-on-opportunity-tour-across-america/</link>
		<comments>http://www.anthonymgray.com/2009/03/united-first-financial-on-opportunity-tour-across-america/#comments</comments>
		<pubDate>Mon, 16 Mar 2009 22:33:28 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[BizPack]]></category>
		<category><![CDATA[Business Tools]]></category>
		<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[cities]]></category>
		<category><![CDATA[executive team]]></category>
		<category><![CDATA[financial opportunity]]></category>
		<category><![CDATA[google maps]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[local area]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[opportunity tour]]></category>
		<category><![CDATA[residual income]]></category>
		<category><![CDATA[uFirst]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=260</guid>
		<description><![CDATA[This spring, from March 16, 2009 through April 4, 2009 the United First Financial Executive Team is hitting the road, visiting 50+ different cities. Not only will the UFirst™Opportunity Tour offer the best training available on the Money Merge Account® program, but it will also give you an in-depth look at Bizpack™, UFirst’s exciting new [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2009%2F03%2Funited-first-financial-on-opportunity-tour-across-america%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2009%2F03%2Funited-first-financial-on-opportunity-tour-across-america%2F" height="61" width="51" /></a></div><p>This spring, from March 16, 2009 through April 4, 2009 the United First Financial Executive Team is hitting the road, visiting 50+ different cities. Not only will the UFirst™Opportunity Tour offer the best training available on the Money Merge Account® program, but it will also give you an in-depth look at Bizpack™, UFirst’s exciting new residual income product.</p>
<p>Check out <a title="UFirst Tour Stops" href="http://www.google.com/maps/ms?ie=UTF8&amp;hl=en&amp;msa=0&amp;msid=111385774648718628816.000464ded67e6e5886fb5&amp;ll=34.669359,-115.839844&amp;spn=59.310768,129.023438&amp;z=4" target="_blank">Google Maps</a> to see when the tour stops in your local area</p>
<p>To learn more about the Money Merge Account® click <a title="Money Merge Account" href="http://www.debtgone4ever.com/" target="_blank">here</a></p>
<p>To learn more about the Bizpack™ click <a title="Bizpack" href="http://www.mybizpack.com/anthonymgray" target="_blank">here</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.anthonymgray.com/2009/03/united-first-financial-on-opportunity-tour-across-america/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>There&#8217;s a New GPS on the Market</title>
		<link>http://www.anthonymgray.com/2009/02/new-gps-on-the-market/</link>
		<comments>http://www.anthonymgray.com/2009/02/new-gps-on-the-market/#comments</comments>
		<pubDate>Fri, 27 Feb 2009 07:57:55 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[Business Tools]]></category>
		<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[BestBuy]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[cell phone]]></category>
		<category><![CDATA[coach]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial GPS]]></category>
		<category><![CDATA[KVBC]]></category>
		<category><![CDATA[Las Vegas]]></category>
		<category><![CDATA[NBC]]></category>
		<category><![CDATA[uFirst]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=243</guid>
		<description><![CDATA[OK, many of us have a Global Positioning System (GPS). In our cars, in our pockets even in our cell phones.
We all know how they work. Enter your destination and away you go. Decide to make a detour, no problem. On the fly, the GPS adjusts to your new location and gets you back on [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2009%2F02%2Fnew-gps-on-the-market%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2009%2F02%2Fnew-gps-on-the-market%2F" height="61" width="51" /></a></div><p style="font-size:larger">OK, many of us have a Global Positioning System (GPS). In our cars, in our pockets even in our cell phones.</p>
<p style="font-size:larger">We all know how they work. Enter your destination and away you go. Decide to make a detour, no problem. On the fly, the GPS adjusts to your new location and gets you back on track to reach your final destination. Some GPS units talk to you, play MP3s and even point out traffic jams.</p>
<p style="font-size:larger">Are there other aspects of life that could use a GPS? What if there was a GPS for your finances? Imagine a final destination of zero debt and no matter the detours (auto repairs, medical expenses, etc.) your finances may take along the way, the GPS instantaneously recalculates your path to that final destination in the fastest time possible.</p>
<p style="font-size:larger">Let&#8217;s take it a step further. This financial GPS also shows you the impact your financial choices have on you reaching your final destination in real time. This would be a great tool to educate you about the decisions you are making with your money. Are these decisions bringing you closer to your goal or taking you out of the way?</p>
<p style="font-size:larger">Just like the display on your car&#8217;s GPS, what if:</p>
<ul>
<li>you had a dashboard that always shows you your ETZ, Estimated Time to Zero</li>
<li>it displays the amount of interest you&#8217;d pay to get to zero</li>
<li>the dashboard is updated every time you save or spend money</li>
<li>it could tell you when it is the <em>best time to buy</em> something, as well as the <em>true cost</em> of that purchase regarding your financial circumstance</li>
</ul>
<p style="font-size:larger">Think of this financial GPS as a finance coach whose on call 24 hours a day, 7 days a week, giving direction for every money decision.</p>
<p style="font-size:larger">Is there such a thing? Yes, a financial GPS is available and it is educating Americans and also Canadians, to pay off all their debts (no matter the amount).</p>
<p style="font-size:larger">Can you get it at BestBuy? No, start the process by giving a <a title="About United First Financial" href="http://www.debtgone4ever.com/company.html" target="_blank">UFirst<strong><sup>TM</sup></strong></a> agent your financial information, no account numbers, no credit checks, no income verifications, no social security numbers required, just the balances on your debts and net income. The <a title="Money Merge Account" href="http://www.debtgone4ever.com/mma.html" target="_blank">Money Merge Account<strong>®</strong></a> software (your financial GPS) will then educate and coach you, using your own money, to strategically payoff all your debts and make you financially free. If you ever need assistance while using the software, live coaches at <a title="United First Financial" href="http://www.debtgone4ever.com" target="_blank">United First Financial<strong>®</strong></a> headquaters provide excellent customer service and can be reached, toll-free, with no-charge.</p>
<p style="font-size:larger">If you would like to see how our financial GPS can make you debt free faster than any other method, I encourage you to watch this news feature on NBC News 3 in Las Vegas, NV.</p>
<p style="font-size:larger; text-align:center">
<object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/90PgchHluM4&#038;hl=en&#038;fs=1&#038;rel=0"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/90PgchHluM4&#038;hl=en&#038;fs=1&#038;rel=0" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object>
</p>
<p style="font-size:larger">Get started towards your final destination, contact me for a <a title="FREE ANALYSIS" href="http://www.debtgone4ever.com/agents.html" target="_blank"><span style="text-decoration: underline;"><span style="color: #0000ff;">FREE ANALYSIS</span></span></a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.anthonymgray.com/2009/02/new-gps-on-the-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>United First Financial Featured in Success From Home Magazine</title>
		<link>http://www.anthonymgray.com/2009/01/success-from-home/</link>
		<comments>http://www.anthonymgray.com/2009/01/success-from-home/#comments</comments>
		<pubDate>Thu, 08 Jan 2009 21:41:59 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[barnes noble]]></category>
		<category><![CDATA[book]]></category>
		<category><![CDATA[bookstores]]></category>
		<category><![CDATA[borders]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[dalton]]></category>
		<category><![CDATA[hastings]]></category>
		<category><![CDATA[magic]]></category>
		<category><![CDATA[retailers]]></category>
		<category><![CDATA[staples]]></category>
		<category><![CDATA[success home magazine]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=158</guid>
		<description><![CDATA[
Start the new year with a powerful tool to help you grow your UFirst™ business: Success From Home. This national newsstand magazine, highlighting one company each month, has selected United First Financial® as the feature business for its February 2009 issue. From the publishers of Success magazine, Success From Home is distributed monthly at bookstores [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2009%2F01%2Fsuccess-from-home%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2009%2F01%2Fsuccess-from-home%2F" height="61" width="51" /></a></div><p><a href="http://anthonymgray.com/wp-content/uploads/2009/01/successmag.jpg"><img class="size-medium wp-image-188 alignleft" title="SUCCESS Magazine" src="http://anthonymgray.com/wp-content/uploads/2009/01/successmag.jpg" alt="Success Magazine" width="129" height="163" /></a></p>
<p>Start the new year with a powerful tool to help you grow your <a href="http://http://www.debtgone4ever.com/" target="_blank">UFirst™</a> business: Success From Home. This national newsstand magazine, highlighting one company each month, has selected United First Financial® as the feature business for its February 2009 issue. From the publishers of Success magazine, Success From Home is distributed monthly at bookstores and retailers such as Barnes &amp; Noble, Borders, Hastings, Books-A-Million, B. Dalton, and Staples. Deemed a “magic wand” by industry veterans, this magazine provides an excellent, third-party validation of the UFirst™ opportunity. Success From Home profiles the best home-based businesses. The February issue on UFirst and the <a href="http://www.debtgone4ever.com/mma.html" target="_blank">Money Merge Account®</a> program, includes articles from experts David Bach, Jean Chatzky and Mark Victor Hansen, as well as real life results from <a href="http://www.debtgone4ever.com/agents.html" target="_blank">Agents</a> and clients. It makes presenting to prospects easy and efficient.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.anthonymgray.com/2009/01/success-from-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Opportunity Knocks For You</title>
		<link>http://www.anthonymgray.com/2009/01/opportunity-knocks-for-you/</link>
		<comments>http://www.anthonymgray.com/2009/01/opportunity-knocks-for-you/#comments</comments>
		<pubDate>Thu, 08 Jan 2009 01:40:17 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[debt freedom]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[opportunity knocks]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[uFirst]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=154</guid>
		<description><![CDATA[Become     an Agent with United     First Financial® and you will be part of an exciting team of     independent agents across the   United States     and        Canada      [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2009%2F01%2Fopportunity-knocks-for-you%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2009%2F01%2Fopportunity-knocks-for-you%2F" height="61" width="51" /></a></div><p class="MsoNormal style16"><a href="http://www.debtgone4ever.com/agent.html" target="_blank">Become     an Agent</a> with United     First Financial® and you will be part of an exciting team of     independent agents across the   United States     and        Canada        .<span> People from all backgrounds are joining in to set everyone on a path to financial freedom. P</span>rofessionals in the mortgage and real     estate industry as well as financial planners are utilizing the <a href="http://www.debtgone4ever.com/mma.html" target="_blank">Money     Merge     Account®</a> system to supercharge their current business.<span> </span>For     mortgage brokers, it offers a unique opportunity to return to past     clients who may now have mortgages ready to     adjust.<span> </span>By combining Money Merge     Account     system with your best loan offers or other financial services, you can     now offer your     customers additional financial management tools, education and     mortgage interest savings that     will     set your business ahead of your competition.</p>
<p class="MsoNormal style16">At the     same time that you are     helping your clients financially, you will be paid a generous     commission from     <a href="http://www.debtgone4ever.com" target="_blank">United First Financial.</a><span> </span>This could be a great     supplement     to your current income, or as some UFirst agents have achieved, an     excellent     income surpassing even their present primary income.</p>
<p class="MsoNormal style16">If you     would like to inquire more     about the possibility of becoming a UFirst agent, please fill out the     form</p>
<p class="MsoNormal style16" style="text-align: center;"><a href="http://www.debtgone4ever.com/agent.html" target="_blank">Agent Opportunity</a></p>
<p class="MsoNormal style16">and one of our representatives will contact you.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.anthonymgray.com/2009/01/opportunity-knocks-for-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Call to Action</title>
		<link>http://www.anthonymgray.com/2008/12/a-call-to-action/</link>
		<comments>http://www.anthonymgray.com/2008/12/a-call-to-action/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 19:41:55 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=135</guid>
		<description><![CDATA[Isn&#8217;t it is each person&#8217;s own responsibility to take care of their own finances.  There are many people in the United States that don&#8217;t have a plan to 1) get out of debt and 2) stay out.  What if these bailouts take years to turn things around? Or worse, they don&#8217;t work at all. If [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F12%2Fa-call-to-action%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F12%2Fa-call-to-action%2F" height="61" width="51" /></a></div><p>Isn&#8217;t it is each person&#8217;s own responsibility to take care of their own finances.  There are many people in the United States that don&#8217;t have a plan to 1) get out of debt and 2) stay out.  What if these bailouts take years to turn things around? Or worse, they don&#8217;t work at all. If you did not have a mortgage or debt, wouldn&#8217;t you be better off? Wouldn&#8217;t you have more options at your disposal to weather the storm?</p>
<p><a href="http://www.debtgone4ever.com/">United First Financial</a> is helping people get out of debt with the <a href="http://www.debtgone4ever.com/mma.html">Money Merge Account</a>.  Isn&#8217;t it time that you have your money work for you and not just for the bank?</p>
<p class="MsoNormal" align="left"><span style="font-size: small; font-family: Verdana;"><em><span style="font-family: verdana;">“You should go as far as to pay off your mortgage debt even before you contribute past the match on your 401(k).”</span></em></span></p>
<p class="MsoNormal" align="left"><span style="font-size: small; font-family: Verdana;"><em><span style="font-family: verdana;"><span> </span>-Suzy Orman</span></em></span></p>
<p class="MsoNormal" align="left"><span style="font-size: small; font-family: Verdana;"><em><span style="font-family: verdana;">“The poor and the middle-class work hard for their money.<span> </span>The rich have their money work hard for them.”</span></em></span></p>
<p class="MsoNormal" align="left"><span style="font-size: small; font-family: Verdana;"><em><span style="font-family: verdana;"><span> </span>-Robert Kyiasaki</span></em></span></p>
]]></content:encoded>
			<wfw:commentRss>http://www.anthonymgray.com/2008/12/a-call-to-action/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Breaking Free From My Mortgage</title>
		<link>http://www.anthonymgray.com/2008/12/my-story/</link>
		<comments>http://www.anthonymgray.com/2008/12/my-story/#comments</comments>
		<pubDate>Sat, 06 Dec 2008 16:01:03 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[payoff]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=118</guid>
		<description><![CDATA[With all that&#8217;s going on these days there are alot of people asking, &#8220;how do I get out of debt&#8221;?.   I&#8217;ll share how I have answered this question.
It turns out I made a wise decision in July 2007. Back then, I had a mortgage balance of $285,000. I also had an interest only loan which [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F12%2Fmy-story%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F12%2Fmy-story%2F" height="61" width="51" /></a></div><p>With all that&#8217;s going on these days there are alot of people asking, &#8220;how do I get out of debt&#8221;?.   I&#8217;ll share how I have answered this question.</p>
<p>It turns out I made a wise decision in July 2007. Back then, I had a mortgage balance of $285,000. I also had an interest only loan which I never paid any towards the principle.  Even with that, I was feeling pretty good. My house was worth about $360K and like many of us, I just kept hoping for the home values to increase.</p>
<p>Well, we all know how things went after that. Home values went down and now if you say &#8220;borrow&#8221; it&#8217;s a dirty word. Now, I said I made a good decision over a year ago. I started using the <a href="http://debtgone4ever.com/mma.html" target="_self">Money Merge Account™</a> program developed by <a href="http://debtgone4ever.com" target="_self">United First Financial</a> to help me payoff my mortgage. Today, my mortgage balance is exactly $207,995.56.</p>
<p>If you&#8217;re wondering what kind of sacrifice I had to make to do this. Don&#8217;t. I haven&#8217;t had to make one. In fact, since starting the program, I have gotten married, went on honeymoon in Cancun and purchased a new car. With all of these recent events, I am still on track to own my house free and clear by December of 2012.</p>
<p>If this has done this for me what could the program do for you?  Take a few minutes to look it over.  You won&#8217;t regret it.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.anthonymgray.com/2008/12/my-story/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Merge Account™ Financing Options</title>
		<link>http://www.anthonymgray.com/2008/11/money-merge-account%e2%84%a2-financing-options/</link>
		<comments>http://www.anthonymgray.com/2008/11/money-merge-account%e2%84%a2-financing-options/#comments</comments>
		<pubDate>Mon, 17 Nov 2008 03:44:11 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[accelerated]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[financing]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=100</guid>
		<description><![CDATA[Signing up for the Money Merge Account™ program just got a lot easier.
United First Financial is now offering finance options for the purchase of the Money Merge Account™ program.

Down payments from as little as $250.00 down
Monthly payments less than $100.00 for both the &#8216;Pro&#8217; and &#8216;Express&#8217; products
No credit qualifying
Accelerated payout

Win, Flourish, Grow—with United First Financial
]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F11%2Fmoney-merge-account%25e2%2584%25a2-financing-options%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F11%2Fmoney-merge-account%25e2%2584%25a2-financing-options%2F" height="61" width="51" /></a></div><p>Signing up for the <a href="http://debtgone4ever.com/mma.html" target="_self">Money Merge Account™</a> program just got a lot easier.</p>
<p><a href="http://debtgone4ever.com" target="_self">United First Financial</a> is now offering finance options for the purchase of the <a href="http://debtgone4ever.com/mma.html" target="_self">Money Merge Account™ </a>program.</p>
<ul>
<li>Down payments from as little as $250.00 down</li>
<li>Monthly payments less than $100.00 for both the &#8216;Pro&#8217; and &#8216;Express&#8217; products</li>
<li>No credit qualifying</li>
<li>Accelerated payout</li>
</ul>
<p>Win, Flourish, Grow—with <a href="http://debtgone4ever.com">United First Financial</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.anthonymgray.com/2008/11/money-merge-account%e2%84%a2-financing-options/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Four Principles of The Money Merge Account™</title>
		<link>http://www.anthonymgray.com/2008/10/the-four-principles-of-the-money-merge-account/</link>
		<comments>http://www.anthonymgray.com/2008/10/the-four-principles-of-the-money-merge-account/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 20:59:55 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[debt freedom]]></category>
		<category><![CDATA[MMA]]></category>
		<category><![CDATA[uFirst]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=52</guid>
		<description><![CDATA[The Money Merge Account™ program by United First Financial is based on four principles, which are the same principles used by banks.   
The Four Principles
1. Interest Accumulation
The Money Merge Account™ program puts every penny of your money to work for you.  If you currently deposit checks into your checking account and then [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F10%2Fthe-four-principles-of-the-money-merge-account%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F10%2Fthe-four-principles-of-the-money-merge-account%2F" height="61" width="51" /></a></div><p>The <a href="http://www.debtgone4ever.com">Money Merge Account</a>™ program by <a href="http://www.debtgone4ever.com/company.html">United First Financial</a> is based on four principles, which are the same principles used by banks.   </p>
<h3>The Four Principles</h3>
<p><strong>1. Interest Accumulation</strong></p>
<p>The Money Merge Account™ program puts every penny of your money to work for you.  If you currently deposit checks into your checking account and then leave the money there until you pay bills, your money is not working for you.</p>
<p><strong>2. Interest Float</strong></p>
<p>Have you ever charged purchases on a credit card and paid that card in full when the bill came due?  That is an example of interest float.  In essence, you were using the bank’s money for free for a month.</p>
<p><strong>3. Interest Cancellation</strong></p>
<p>Utilizing an Advanced Line of Credit (ALOC), which could be a Home Equity Loan, Business Loan, Personal Loan Secured Loan or a credit card, checking and savings account, your Money Merge Account™ program will show you how to leverage your funds so you reach zero debt in the quickest time possible, while paying the least amount of interest.</p>
<p><strong>4. Strategic Payoff</strong></p>
<p>The Money Merge Account™ program computes the optimal time to leverage money to pay off your debts and cancel interest.  It sounds simple, but in reality it is millions of lines of codes, and multiple, sophisticated math algorithms hard at work.  Did you know that if you have 6 debts, there are actually 720 possible combinations to consider before choosing which debt to put money towards? </p>
<h3>The Four Components</h3>
<p>The Money Merge Account™ program has Four Required Components to Pay Your Debt off in Record Time.</p>
<p><strong>1. Your Debt</strong></p>
<ul>
<li>If you have a Mortgage or more than $80,000 in debt you would use the Money Merge Account™ Pro.</li>
<li>If you do not have a Mortgage and have a total of less than $80,000 in consumer debt and 10 creditors or less, you would use the Money Merge Account™ Express.</li>
</ul>
<p><strong>2. Advance Line of Credit (ALOC)</strong></p>
<p>Any type Line of Credit will work, as long as it has the correct characteristics required by the Money Merge Account™ program. This could be a Home Equity Line of Credit (HELOC), a Personal or Business Line of Credit, or even a Credit Card with an available balance of $300.</p>
<p><strong>3. Checking and Saving Accounts</strong></p>
<p>Most people already have these, and if not, they are simple to get at the bank or credit union of your choice.</p>
<p><strong>4. The Money Merge Account™ Program</strong></p>
<p>This is the remarkable tool that will show you how to Flow Your Money and bank like the banks!</p>
<h3>The Money Merge Account Program™ is Your Money Management Solution:</h3>
<ul>
<li>Acts as your Real Time Navigation System – taking the guess work out of your financial path.  It helps you decide what purchases are best for you, and when is the best time to spend your money.  You’ll know the True Costs before you make important decisions.</li>
<li>Calculates Strategic Payoffs –so you know which debt should be paid first.  How do you cancel the most interest this month?   What is the quickest way to zero debt? The Money Merge Account system uses all the variables of your debt (loan term, amount owed, interest rate, variable or fixed, principal, etc) to guide you out of debt in the shortest time with little or no change in your standard of living or lifestyle.</li>
<li>Ease of Use – Remember, this only takes about 10 minutes a month.  You’ll be able to track your money, and have an exact balance status report at your fingertips.</li>
<li>Professional, Personal Lifetime Support is included –If you need assistance or have a question you simply call your Personal Account Manager for one on one Lifetime Support by <a href="http://www.debtgone4ever.com/company.html">United First Financial</a>.</li>
</ul>
<h3>How does it work?</h3>
<p>Fill out the information request form on the <a href="http://www.debtgone4ever.com/analysis.html">Free Analysis</a> page and we will show you! Then not only will you understand how it works, you’ll know what the Money Merge Account™ program could potentially do for you!  Rest assured that this is a secure process, and we will not be asking for any private information such as account numbers or your social security number.  You will never have to give these.  In fact, you will be in complete control of your information at all times. We just need to know about your current situation. We will be happy to provide you with a free analysis.  Once we have run your analysis, we will show you just how quickly you too can be debt free</p>
]]></content:encoded>
			<wfw:commentRss>http://www.anthonymgray.com/2008/10/the-four-principles-of-the-money-merge-account/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>United First Financial Awarded Editors’ Choice Award by Personal Real Estate Investor Magazine</title>
		<link>http://www.anthonymgray.com/2008/08/united-first-financial-awarded-editors%e2%80%99-choice-award-by-personal-real-estate-investor-magazine/</link>
		<comments>http://www.anthonymgray.com/2008/08/united-first-financial-awarded-editors%e2%80%99-choice-award-by-personal-real-estate-investor-magazine/#comments</comments>
		<pubDate>Fri, 01 Aug 2008 18:57:17 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://www.anthonymgray.com/?p=127</guid>
		<description><![CDATA[United First Financial Awarded Editors’ Choice Award by Personal Real Estate Investor Magazine
The company and its Money Merge Account system were recognized for client mortgage innovation
BLUFFDALE, Utah – July 31, 2008  United First Financial™, a financial software services and support company, recently received the Editors’ Choice Award from    Personal Real Estate [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: left; margin-right: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F08%2Funited-first-financial-awarded-editors%25e2%2580%2599-choice-award-by-personal-real-estate-investor-magazine%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.anthonymgray.com%2F2008%2F08%2Funited-first-financial-awarded-editors%25e2%2580%2599-choice-award-by-personal-real-estate-investor-magazine%2F" height="61" width="51" /></a></div><p class="style2" align="left">United First Financial Awarded Editors’ Choice Award by Personal Real Estate Investor Magazine</p>
<p align="left">The company and its Money Merge Account system were recognized for client mortgage innovation</p>
<p align="left">BLUFFDALE, Utah – July 31, 2008  <a href="http://www.debtgone4ever.com/" target="_blank">United First Financial</a>™, a financial software services and support company, recently received the Editors’ Choice Award from    <a href="http://www.personalrealestateinvestormag.com/">Personal Real Estate Investor Magazine</a>. The magazine’s editorial board selected the company, and presented the award at United First Financial’s recent international convention in Atlanta.</p>
<p align="left">United First Financial’s innovative <a href="http://www.debtgone4ever.com/mma.html">Money Merge Account™</a> program uses existing banking tools, one-on-one coaching and a Web-based software tool to help consumers pay off their mortgages and consumer debt in a fraction of the time as well as build wealth.</p>
<p align="left">“Our program helps people pay off all kinds of debt—including what is typically their largest debt, their mortgage—as quickly as possible with little to no change in their lifestyle,” said Jonathan E. Bonnette, co-founder of United First Financial. “We also help people increase their financial awareness and achieve their financial goals. It’s an honor to be recognized by the Editorial Board of Personal Real Estate Investor Magazine; we are proud to be the company behind the Money Merge Account solution.”</p>
<p align="left">In the research process, the editors determined three key factors to a successful mortgage acceleration system:</p>
<p align="left">Mortgage payment acceleration is a very viable strategy that should be understood by anyone who desires to build and secure personal assets, including homeownership.<br />
Market leadership is only possible with a vision, sound product, full-time customer service by a dedicated support organization and wide distribution by a committed sales force.<br />
The feedback and insight that comes out of the direct customer support process has allowed constant improvement and added features to the Money Merge Account program and customer experience.</p>
<p align="left">“We found the Money Merge Account system from United First Financial to be the clear leader in this market,” said Andrew Waite, publisher of Personal Real Estate Investor Magazine. “The system simplifies a complex world so homeowners can manage their financial condition better and take the American Dream of home equity growth to reality.”</p>
<p align="left">For more information concerning United First Financial and its highly-rated Money Merge Account program, please visit   <a href="http://www.unitedfirstfinancial.com/">www.debtgone4ever.com</a>.</p>
<p align="left">About United First Financial<br />
United First Financial is a financial software services and support company. Its products, tools and coaching services enable consumers to pay-off their mortgages, eliminate their debt and achieve financial independence in a fraction of the time. For more information about United First Financial or the Money Merge Account program, please visit <a href="http://www.unitedfirstfinancial.com/company.html">www.debtgone4ever.com</a><a href="http://www.unitedfirstfinancial.com/"></a>.</p>
<p align="left">About the Personal Real Estate Investor Magazine Editors’ Choice Award<br />
The Personal Real Estate Investor Magazine Editors Choice Award is made to game changing real estate products and services. The product or provider must show innovation and originality and thereby improve a customer’s experience. Personal Real Estate Investor Magazine is the only editorial based consumer real estate magazine in the United States designed to help our readers find, make and save money on their real estate investments. Personal Real Estate Investor Magazine is America&#8217;s best selling real estate investment magazine now has the seventh best sell-through rate of business and finance magazine titles in bookstores and select airport newsstands nationwide.</p>
<p align="left">United First Financial and Money Merge Account are trademarks of United First Financial. All other trademarks are property of their respective owners.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.anthonymgray.com/2008/08/united-first-financial-awarded-editors%e2%80%99-choice-award-by-personal-real-estate-investor-magazine/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
